Alternative Loans
Supplement your federal student aid

Alternative and private loans are applied for by students and/or parents and are designed to supplement federal student aid. You should always exhaust your federal aid possibilities, including the Federal Direct Loans, before applying for alternative loans. It is very likely that the lenders will even have you affirm that you have done this before you can continue their application process.
To apply for federal loans, you must first complete the Free Application for Federal Student Aid (FAFSA). Bay College also works with ScholarNet to help you borrow an alternative student loan.
FREE APPLICATION FOR FEDERAL STUDENT AID BORROW ALTERNATIVE LOANIt shall be the policy of the Bay de Noc Community College Board of Trustees to assure the provisions of equal opportunity and equal access in educational acts. These provisions apply in all areas of employment, student services, and instructional programs. Discrimination because of any legally protected status, which includes but is not limited to, race, color, religion, creed, gender, national origin, political affiliation, age, height, weight, disability, marital or veteran status is prohibited.
Admissions
Department
Financial Aid
906-217-4020
Email Financial Aid
Contact
Ruth Carlson
Director of Financial Aid
SC 509
906-217-4032
Email Ruth
Rudi Raab
Assistant Director Financial Aid
SC 510
906-217-4096
Email Rudi
Jim Shepard
Admissions/Financial Aid Assistant
SC 502A
906-217-4101
Email Jim